Uninsured Driver Claims Scotland – What to do if you’re hit by an uninsured driver – Being in a vehicle accident is stressful enough without having to accept that the offender may get away with it. As a victim of an uninsured car accident, dealing with the aftermath can be daunting and frustrating.
Car accidents cause not just physical harm but also mental stress, emotional distress, and the prospect of losing your job. All of this takes a heavy toll on the victim and can sometimes leave them permanently scarred.
A driver who is uninsured or who flees the scene of an accident may be difficult to locate. Contact the police as soon as possible and photograph the third party’s car and driver. These photos may assist the police find the uninsured driver.
The first step is to gather as much information as possible, including:
The name and address of the other driver
Name and address of the other driver, and any nearby witnesses.
Photographs and information about any damage.
Keep an eye out for CCTV cameras. If you’re on a residential street, look at lampposts, storefronts, and even the fronts of houses. Cameras on smart doorbells could provide invaluable information.
A dashcam can provide a unique perspective on an accident. Examine the recordings for any information that may be relevant to your claim.
If there is property damage or injury, the driver’s name, address, and phone number should be requested. You must notify the police if a driver refuses to provide their information. In any case, any accident involving an uninsured driver should be reported to the police.
Even if you do not intend to make a claim, you should notify your insurance provider about the accident.
INSURANCE – A LEGAL REQUIREMENT
Car insurance is required by law, and driving without it is illegal. Thousands of drivers, unfortunately, do not have adequate or any insurance. Any costs incurred as a result of driving without insurance will be your responsibility if you cause an accident. Not to mention being arrested, cautioned/imprisoned, getting points on your licence, and having future car insurance problems.
It’s against the law to drive without insurance. A £300 fine and six points on your licence are possible penalties.
If you go to court, the fine could be unlimited, and you could be banned from driving.
What Is The Motor Insurance Bureau?
To help accident victims get maximum and sufficient compensation for their losses, the Motor Insurance Bureau was founded. When they don’t have enough information or can’t find the offender, they call the Motor Insurance Bureau.
The Bureau is especially beneficial when an uninsured driver injures a victim or damages someone else’s property. The Bureau may be one of the greatest possibilities, but their procedure is lengthy and slow.
Will I lose my no claims discount if I am hit by an uninsured driver?
If you are hit by an uninsured driver, you may still lose some of your no-claims bonus. This is due to the fact that, in the absence of an insurance policy for the at-fault driver, the claim would have to be paid by your insurance company.
However, some insurers may protect your no-claims discount in this situation; check your policy to find out.
Should I call the Police?
Yes. According to the Road Traffic Act (1998), motorists are required to report any accidents involving people, property, or animals to the police. 2 Damage or injury can be defined differently by each driver, so it’s always best to report any incident, no matter how minor.
You must call within 24 hours with the date and time of the accident, as well as the details of the other vehicle. It is illegal for drivers to refuse to share their contact information when there are “reasonable grounds,” such as vehicle damage, to do so.
How To Deal With Uninsured Or Untraceable Drivers?
Contact the the nearest police station and report the accident, as well as a formal complaint about the incident. Remember to obtain a crime reference number from the police; you will need it later. This increases the likelihood of your claim being approved. As a result, it will help you obtain financial compensation for all of your losses.
f you have been involved in an accident and believe that the perpetrator is unknown, untraceable, or uninsured, we recommend that you contact the Motor Insurance Bureau to start your claim, You can also contact HD Legal for assistance and to initiate the claim.
It is impossible to make up for what you have been through. However, you cannot go back in time, and the compensation is usually sufficient.
How Much Compensation for an Uninsured driver claim?
Your compensation will be based on the severity of your injuries and the length of your suffering. There are a number of reasons behind this. But don’t worry, we’re here to assist you find private physiotherapists and medical professionals.
At HD Claims, we strive to provide the best service possible, and we do so by putting Scotland’s top personal injury lawyers at your disposal. We have a 95 percent success rate with uninsured driver claims.
Can you get compensation from an uninsured driver?
Compensation from an uninsured driver is hard but not impossible. If you have sustained injuries as a result of an accident with an uninsured driver, it’s still possible to receive compensation for your medical bills and pain and suffering.
If you have been involved in a car accident with an uninsured driver, there are still some options that you can take to get compensation for your injuries. Contact Hamilton Douglas Legal today for expert advice and information on how to proceed. We have vast experience of dealing with MIB claims and will do everything we can to make sure you receive fair compensation. Remember, it is not your fault if someone else was driving without insurance!
HOW OUR SPECIALIST TEAM HELPS UNINSURED DRIVER VICTIMS
We understand what you’re going through, which is why we have expert injury solicitors on our panel to get you the most compensation possible in the shortest amount of time.
We have one of the largest panels of solicitors in Scotland, ready to assist you in making a No Win No Fee claim; if your claim is unsuccessful, you will not be charged anything.
Contact us today at 0141 2801112 to speak with one of our legal advisors who will be happy to assist you in making a claim, or fill out our short enquiry form or the “Make a Claim” section to see if you can make an injury claim.Read More